Payment Policy

Purpose of This Policy

This Payment Policy explains how payments, subscriptions and payout requests are handled on Bumili.

This Policy applies only to payments made directly on Bumili and to payout information submitted to Bumili. Purchases made on partner websites are handled by those partners and are not processed by Bumili.

Payments Available on Bumili

At this time, the only product that can be purchased directly on Bumili is a subscription.

All other purchases, including purchases from stores, merchants, advertisers or other partner websites, are made directly with those third parties. Bumili does not sell, process, ship, refund or otherwise manage products or services purchased from partner websites.

Stripe Payment Processing

Bumili uses Stripe as a payment processor for subscription payments.

When you pay for a subscription, payment details such as card numbers, card security codes and other sensitive payment credentials are submitted to and processed by Stripe. Bumili does not collect or store full card numbers or card security codes on its own systems.

Stripe may process your payment information according to its own terms, privacy policy and payment processing rules. By completing a subscription payment, you authorize Stripe and any relevant financial institutions or payment networks to process the payment.

Payment Information We May Receive

Although Bumili does not store full card details, Stripe may provide us with limited information needed to manage the subscription and keep payment records. This may include:

• payment status;
• subscription status;
• payment amount and currency;
• payment date and renewal date;
• Stripe customer, session, invoice, subscription or payment identifiers;
• limited card information, such as card brand and last four digits, if provided by Stripe;
• billing email or other information needed to identify the subscription.

We use this information to activate, manage, renew, cancel or verify subscriptions, prevent abuse, investigate payment issues and keep required business records.

Subscriptions

Subscription access starts after a successful payment confirmation from Stripe or another supported payment processor.

If a subscription renews automatically, the renewal is processed by Stripe according to the subscription settings shown during checkout or account management.

If a payment fails, expires, is refunded, is disputed or is cancelled, Bumili may suspend, cancel or adjust the related subscription access.

Partner Purchases

Bumili may display links, offers or cashback opportunities from partner websites. Purchases made through partner websites are completed directly with those partners.

Bumili is not responsible for partner checkout pages, payment methods, order handling, delivery, returns, refunds, cancellations, product quality, availability, pricing, taxes, fees or customer support related to partner purchases.

Any payment dispute or refund request related to a partner purchase must be handled with the relevant partner, merchant, store or payment provider used for that purchase.

Cashback and Payouts

Bumili may provide cashback, referral rewards or other eligible balances according to the applicable Service rules.

Cashback or reward amounts are not paid automatically unless the Service specifically states otherwise. Users may request a payout when the applicable payout conditions are met.

We may review payout requests before processing them, including checks related to eligibility, fraud prevention, account status, transaction approval and compliance with our rules.

Payout Information

To process a payout request, we may ask you to provide payout information, such as:

• your name or account holder name;
• PayPal email address;
• bank account details;
• country, currency or payout method;
• other information reasonably needed to process the payout or comply with legal, accounting or fraud prevention requirements.

You are responsible for providing complete and accurate payout information. Bumili is not responsible for failed, delayed or misdirected payouts caused by incorrect payout details provided by you.

Bank and PayPal Processing

When you provide bank account details, PayPal details or another payout method, you agree that this information may be processed by the relevant bank, PayPal, payment provider, financial institution or intermediary needed to complete the payout.

These third parties may process payout information according to their own terms, privacy policies, compliance rules and security procedures.

Fees, Limits and Timing

Payouts may be subject to minimum payout thresholds, processing times, currency conversion rules, payment provider fees, bank fees or other limitations shown in the Service or required by the relevant payment provider.

Estimated payout times are not guaranteed. Delays may occur due to review checks, bank processing, PayPal processing, public holidays, incorrect payout information, technical issues or fraud prevention checks.

Refunds and Disputes

Refunds for Bumili subscriptions may be handled according to the subscription terms shown at purchase, applicable law and Stripe processing rules.

Refunds for purchases made on partner websites are not handled by Bumili and must be requested from the relevant partner, merchant, store or payment provider.

If you dispute a payment, reverse a payment or initiate a chargeback, Bumili may suspend or cancel the related subscription or payout eligibility while the issue is reviewed.

Security

We use reasonable technical and organizational measures to protect payment-related records and payout information processed by Bumili.

Sensitive card data is handled by Stripe, not stored by Bumili. Payout information submitted to Bumili is used only for payout processing, fraud prevention, accounting, support, compliance and related Service purposes.

Changes to This Payment Policy

We may update this Payment Policy from time to time, including when we change payment processors, payout methods, subscription features or cashback payout rules.

The updated version will be posted on the Service with a new "Last updated" date. Continued use of the Service after the updated Policy becomes effective means that you accept the updated Policy.

Contact Us

If you have questions about this Payment Policy, subscriptions or payout requests, contact us at [email protected].